Being so aggressive and dangerous against people they don’t know, the Rottweiler is also a very beautiful breed. They are well built, along with a gorgeous black and tan coat that covers their body.
Having said that, whether you own a young puppy Rottweiler or a fully-grown one, it deserves to have the needed health care.
Let’s go through a few details on why your Rottweiler needs to have dog insurance and what it is initially.
What Is Dog Health Insurance?
Dog health insurance is a policy that comes with a monthly premium payment. If your dog gets sick or picks up an injury, your health insurance will cover the needed expenses after you submit a claim to your insurance company. Every policy covers different illnesses or pre-existing conditions. You may have to pay a percentage of the bill, or a deductible amount when you submit a claim.
No matter how much you pay, the monthly premium payment is much less than paying for it by yourself. Surgery removal for tumors, injury treatments, therapies, can all cost hundreds to thousands of dollars when you don’t have dog insurance.
How Does It Work?
If your Rottweiler is already ill, then insurance companies will require a health check-up before they can impose the coverage. For accident coverage purposes, the waiting period is just a few days.
You may pay for the vet bill first and then get reimbursement after. The insurance company will deposit the funds in your account or send the payment through the mail. In case the claim isn’t complicated, the process shouldn’t take more than 3 business days. Here are the main parts of insurance claim reimbursements:
- Reimbursement Levels- the insurance company will pay a percentage of the bill, ranging anywhere from 50% to 100%.
- Deductible- Ranges anywhere from $0 to $1,000. This is the total amount you pay before you get reimbursed.
- Annual Max- Your insurance company will inform you of the maximum amount it will pay per year. Anything above this maximum limit will need to be covered personally by you.
Why Does Your Rottweiler Need Dog Insurance?
As a dog breed, Rottweilers have genetic health issues compared to mixed dog breeds. In each stage of their life, a Rottweiler is exposed to different types of health risks.
Rottweilers can develop retinal atrophy, eyelid deformities, and many other eye-related issues. They also have a history of joint issues and sometimes heart problems like cardiomyopathy, narrowing of the aorta, etc.
Giving your dog the right medical treatment should never be a second thought, especially when it is a Rottweiler. Long-term health issues can lead to excessive expenses when you try to avoid health insurance for your dog. So set up a monthly plan, and say goodbye to worrying about if anything bad will happen to your Rottweiler the next day.
Each dog insurance company will cover different things, so here are one of the best dog insurance companies we recommend:
- PetFirst- low deductibles and has coverage for accidents in 24 hours.
- PetPremium- accepts all budgets available and offers personalized coverage.
- Eusoh- no age limit, allows you to use any vet and is very transparent on pricing.
This was an in-depth review of why it is important to take maximum care of your Rottweiler.
Dog health insurance will not only save you money in the long-term but eliminate all your uncertainties of what might happen to your Rottweiler in the future.
Never forget to do the necessary research and see what your health insurance covers for your dog before you take it there.